Do I Have to Speak With the Other Driver's Insurance After a Car Accident?
The days and hours after a Nevada car accident can leave you injured and stressed. This is the prime time for insurance adjusters to call looking to score a fast and easy settlement.
Here’s what you need to know: You’re not required to speak to the other driver’s insurance adjuster, and it’s not in your best interest to do so. Instead, you can get a lawyer do all the talking for you.
Reach out to THE702FIRM Injury Attorneys today. Our Las Vegas car accident lawyers can manage all communications with the insurance company for you. This accomplishes two goals. First, it gives you the time and space you need to heal in peace. It also ensures that your legal rights are being protected so that you are not cheated out of the full and fair compensation you deserve.
Am I Required to Give a Statement to the Other Driver’s Insurance Company?
No, you are not legally required to speak a representative from the other driver’s insurer. There will be a time when certain information will need to be shared with an adjuster, but you don’t want to jeopardize your claim by saying something compromising by mistake. An attorney can step in and protect your claim so that only relevant information is provided.
What to Do If the Insurance Company Keeps Calling
Insurance adjusters are known for being persistent. They often start by expressing concern over your injuries and how the crash has been an interruption to your life. The goal is to charm you into accepting a settlement that is far less than what you deserve.
Limiting what you say to an insurance adjuster is a good idea, no matter if it’s a representative from your own company or from the other driver’s. Instead of offering details, you can politely refer the adjuster to your attorney or say that you don’t want to say anything more until you’ve spoken with a lawyer.
What Should I Say to the Insurance Adjuster?
When talking to any adjuster, be pleasant but say as little as possible. You should provide only basic, objective details about the accident. The date, time, location, and names of the people involved is sufficient.
Never discuss injuries. Remember that some car accident injuries don’t show up right away.
Don’t speculate about who is at fault for the wreck. Accidents need to be thoroughly investigated.
Most of all, don’t get talked into taking part in a recorded statement or signing any documents, especially not a medical authorization release. Signing this release could give the other side open access to your entire medical history. This information could be manipulated to discredit your claim and reduce your payout.
Contact a Las Vegas Car Accident Lawyer Now
Anyone involved in a serious crash in Las Vegas should seek the advice of a car accident lawyer. At THE702FIRM Injury Attorneys, our legal team will immediately launch an investigation into your accident and identify all possible sources of compensation for you.
We’ll handle the insurance companies. You take care of yourself. Schedule a free consultation by calling or contacting our Las Vegas injury lawyers today.