Uninsured Motorist Coverage Claim Lawyer in Las Vegas

The word Uninsured is circled in red beneath Insured, representing risk and the need for coverage
The word Uninsured is circled in red beneath Insured, representing risk and the need for coverage

Drivers who live in Las Vegas or elsewhere in Neva da and own a motor vehicle are required to carry liability insurance for at least $25,000 per person/$50,000 per accident. Drivers must have this coverage before they can register a vehicle. That way, if a driver is at fault for a car accident, his or her insurance policy will cover the damages of the other party involved ─ up to the policy limits.

However, with many car accidents, the at-fault driver may have minimum insurance coverage, but the actual damages are much greater than that. In the most frustrating cases, the at-fault driver may have no insurance at all. This is where the benefits of uninsured or underinsured motorist (UM/UIM) coverage come into play. If you have this type of coverage, you can recover much-needed compensation through your insurance, even if you were not at fault for the accident.

At THE702FIRM Injury Attorneys, our experienced and compassionate car accident lawyers in Las Vegas, NV can answer all your uninsured or underinsured insurance coverage questions. These policies can be challenging to understand. If you are dealing with a car accident where you are trying to determine what your policy will cover, our lawyers are here to help. Contact us now to schedule a free initial consultation. 

How THE702FIRM Injury Attorneys Assis You with Uninsured Motorist Claims 

If the at-fault driver has no insurance or too little coverage, you may need to file an uninsured motorist claim or underinsured motorist claim through your car insurance policy. THE702FIRM Injury Attorneys help you handle this process and fight for your deserved compensation. Our personal injury lawyers handle uninsured motorist coverage claims from start to finish. Here’s how we assist you:

  • Review Your Policy – We examine your car insurance policy to determine your UM/UIM coverage limits.
  • File Your Claim – We submit your uninsured motorist claim with the necessary documentation.
  • Negotiate with Insurance Companies – Insurers may try to minimize payouts. We push for maximum compensation for medical expenses, lost income, and suffering.
  • Handle Denied Claims – Our Las Vegas uninsured motorist lawyers challenge unfair decisions if your claim is denied.
  • Represent You in Arbitration or Court – If negotiations fail, we take your case to arbitration or file a lawsuit.

Other Cases of Personal Injury Claims We Handle

At THE702FIRM Injury Attorneys, we represent clients in various personal injury cases beyond uninsured and underinsured motorist claims. Our experienced attorneys fight for the rights of injury victims and help them recover compensation.

Car Accidents

We handle all types of car accident cases, including:

If you were injured in a car accident, our car accident lawyers can help you file an auto insurance claim and pursue fair compensation.

Hit-and-Run Accidents

A hit-and-run accident can leave victims struggling with medical bills and property damage. Our hit-and-run lawyers help clients file claims through their own uninsured motorist coverage or by identifying the at-fault driver.

Motorcycle Accidents

Motorcyclists face serious risks on the road. We represent injured riders in cases involving negligent drivers, unsafe road conditions, and defective motorcycle parts. Our motorcycle accident lawyers fight for full compensation for injuries and financial losses.

Bicycle and Pedestrian Accidents

Cyclists and pedestrians are especially vulnerable in traffic crashes. If a negligent driver caused your injuries, our bicycle accident attorneys and pedestrian accident lawyers will pursue the compensation you deserve.

Truck Accidents

Collisions with commercial trucks often result in severe injuries. We investigate truck accidents to determine liability and hold trucking companies accountable.

Wrongful Death Claims

If you lost a loved one due to someone else’s negligence, our fatal car accident lawyers can help you file a wrongful death lawsuit to seek justice and financial relief.

Insurance Disputes and Bad Faith Claims

Insurance companies often delay or deny valid claims. Our bad-faith insurance lawyers and denied insurance claim attorneys fight back against unfair practices to secure rightful payouts.

Catastrophic Injuries

We handle cases involving life-altering injuries, including:

If someone else’s negligence caused your injuries, our car accident attorneys will fight for maximum compensation.

What Is Uninsured Motorist Coverage? 

Hands form a protective gesture over a green family cutout, symbolizing insurance coverage and financial securityUninsured motorist (UM) coverage is another layer of protection you can add to your auto insurance policy. Uninsured motorist coverage pays for possible damages (and your passengers) when an uninsured driver has injured you. In other words, UM coverage occurs whenever the other driver in a car accident lacks insurance and is at fault.

While UM insurance is not required in Nevada, it can be very beneficial to have in the event of a car accident that involves injuries. It is also worth noting that UM insurance covers damages related to personal injuries, not property damage, caused by uninsured motorists.

What Is Underinsured Motorist Coverage?

Underinsured motorist coverage (UIM), which is also not legally required in Nevada, protects you if the other driver’s insurance policy limits are too low so that they do not cover all your damages. Under Nevada law, uninsured and underinsured motorist coverage are combined into one policy. If you purchase uninsured motorist coverage, you will automatically be covered for losses in excess of the policy limits carried by an underinsured motorist.

Why You Need UM/UIM Coverage

Every driver should carry UM/UIM coverage in addition to the mandatory liability insurance. UM/UIM coverage offers additional protection to you and your passengers, taking care of you if you are injured and the at-fault driver doesn’t have any or enough insurance to pay for your injuries. Furthermore, this insurance is important for coverage in hit-and-run accidents.

What to Do If You’ve Been Hurt in an Accident with an Uninsured Driver 

Police officer takes notes while a distressed woman covers her face, possibly filing an uninsured motorist claim

When you are in a car accident with an uninsured or underinsured driver in Nevada, you need to take several steps to protect your right to compensation:

  • Contact law enforcement immediately. Not only is this driver breaking Nevada law by not having proof of insurance, but a police report can prove to be critical to your case.
  • Get the driver’s name, driver’s license number, and contact information. Sometimes, a driver may say they have valid insurance coverage but just don’t have proof on them. Get any insurance information they have, but keep in mind that you may discover the driver was dishonest and is actually uninsured.
  • Seek immediate medical attention. Do not hesitate to get treatment for your injuries, and save all paperwork, such as receipts, bills, and medical records.
  • Save any evidence from the scene. This includes photos of the vehicles, your injuries, and the crash scene as a whole. Also, get the names and contact information of any witnesses to the crash.
  • Contact a Nevada car accident attorney to discuss your options. Bring a copy of your auto insurance policy for our lawyers to review. Also, bring any evidence you saved from the scene, such as photos and any paperwork related to your crash.

Talk to a Knowledgeable Car Accident Lawyer Now

Have you been injured in a car accident in Las Vegas that was caused by an uninsured driver? If so, let our experienced and compassionate personal injury lawyers review your case for free and explain your legal options. We will be able to answer all of your questions about UM/UIM insurance, and we can fight for the full compensation you deserve for your injuries.

At THE702FIRM Injury Attorneys, we have the skills and resources needed to take on deep-pocketed insurance companies. We know how these insurers operate and the strategies they use to minimize or deny personal injury claims. Our Las Vegas car accident attorneys can begin work on your uninsured motorist accident case immediately, and we will fight for every bit of compensation you are owed.

Contact us today to get started on your case. We offer free and confidential consultations. Our uninsured motorist coverage claim lawyers in Las Vegas work on a contingency fee basis, which means that you won’t owe us a dime unless we recover compensation for you.