Uninsured Motorist Accident Lawyer in Las Vegas, NV

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A car accident can dramatically affect many areas of your life. You may be forced to deal with painful injuries and costly medical treatment. You might find yourself unable to work and support yourself financially. You may also find it difficult to repair or replace the vehicle you depend on for everyday life.
In Nevada, irresponsible drivers can be held liable for the injuries they cause through a personal injury claim. But if the at-fault driver doesn’t have insurance or has insufficient coverage, getting properly compensated can be difficult. The other driver’s insurance company is usually the one who pays for your injuries and medical bills after an accident, so a lack of insurance could certainly limit your ability to secure the money you’re owed.
Were you hit by an uninsured or underinsured driver in Las Vegas? The uninsured motorist lawyers at THE702FIRM Injury Attorneys are here to help. We will walk you through your legal options and work skillfully to get you the money you need to cover your injuries and related losses.
We’re proud to provide personalized, one-on-one service to injured Nevadans, and you can count on us to return all emails and calls within 24 hours.
Don’t wait to get legal help after a car accident. Visit our contact page or call our office today for a free case review with no obligation.
At THE702FIRM Injury Attorneys, we guide accident victims through recovery compensation, even when dealing with uninsured or underinsured drivers. Here’s how we help:
When the at-fault driver lacks liability insurance, your auto insurance policy often becomes the primary source of compensation. Many policies include uninsured motorist (UM) coverage or underinsured motorist (UIM) coverage, which protects in these situations. If you have this coverage, we’ll help you file a claim with your insurer to recover compensation for medical bills, lost wages, and other damages.
If you’re unsure about your coverage, we’ll review your insurance policy and explain your options clearly. Our goal is to ensure you receive the maximum compensation available under your policy.
To build a strong claim, we thoroughly investigate the accident. This includes:
Our team handles these steps so you can focus on your recovery.
Filing a claim with your insurance company can be challenging, even with UM or UIM coverage. Insurers often try to minimize payouts, so having an experienced attorney matters. We negotiate with your insurer to ensure they honor your policy and cover damages like:
If your insurance company delays or denies a fair settlement, we will escalate the matter.
If the at-fault driver doesn’t have sufficient coverage but possesses personal assets, filing a personal injury lawsuit may be an option. We analyze the at-fault party’s financial situation to determine if pursuing a lawsuit is worthwhile. In hit-and-run accidents or cases involving uninsured drivers, we explore every avenue to recover full and fair compensation for your injuries.
Accident victims often face steep medical bills, especially if injuries like traumatic brain injuries or spinal cord injuries are involved. We work with healthcare providers to ensure you receive the treatment you need, even if you can’t pay upfront. Our team coordinates with your health insurance or explores other solutions while your case is resolved.
Getting into an accident with an uninsured driver can be stressful, but knowing what steps to take can protect your rights and strengthen your case. Follow these steps to handle the situation effectively.
Nevada law requires drivers to carry certain amounts of minimum car accident coverage. Those minimums include:
Note that these are the minimum requirements for all drivers. Drivers can buy additional coverage if they wish. Purchasing more insurance may cost more upfront. Still, drivers who have more coverage will have an easier time collecting full compensation if they’re involved in an accident in which someone is severely injured.
Nevada law currently does not require drivers to purchase uninsured motorist coverage or underinsured motorist (UM/UIM) coverage. However, state law requires all auto insurers to offer uninsured and underinsured motorist coverage to all drivers.
While UM and UIM coverage is optional in Nevada, THE702FIRM Injury Lawyers strongly advise you to purchase it. If you don’t have the right coverage and you’re hit by a driver who’s uninsured or underinsured, you have no way to recover any compensation for your losses.
One other option that can keep you prepared for an accident with an uninsured or underinsured motorist is medical payments (Medpay) coverage. Like underinsured and uninsured motorist coverage, medpay coverage is an optional benefit you can add to your existing auto insurance policy.
Medpay is a no-fault benefit that covers costs such as your medical bills after an accident. Another advantage of Medpay coverage is that you can claim benefits after an accident, even if you were somewhat responsible for causing the crash.
There are two elements to most uninsured motorist plans in Nevada. They are:
For example, if the driver who hit you only has $25,000 in bodily injury coverage and you have $30,000 in medical expenses and lost wages, you may have some difficulty recovering the full value of your case without underinsured motorist coverage. You can file a lawsuit against the other driver, but that’s a risk, and they may not have sufficient assets to cover your remaining losses. On the other hand, UIM, in your policy, could apply and further compensate you for the full extent of your injuries.
Without legal guidance, you may face these common hurdles:
An uninsured motorist attorney knows how to overcome these challenges to help you recover compensation for medical treatment, property damage, and other costs.
If you’ve been involved in a car crash with an uninsured driver or a hit-and-run driver in Las Vegas, it’s important to take immediate action. Filing an accident report and understanding your options under your insurance company’s policies can make a big difference. Drivers’ coverage for uninsured and underinsured motorists can help cover expenses when the at-fault driver doesn’t have adequate insurance.
At THE702FIRM Injury Attorneys, we understand your challenges after a car accident. Our experienced lawyers can guide you through dealing with your insurance company, reviewing your driver’s coverage, and ensuring you get the compensation you deserve.
Don’t let an uninsured or underinsured motorist leave you with the burden—schedule a consultation today to protect your rights and secure the help you need.
Monday | 8:00 AM - 5:00 PM |
Tuesday | 8:00 AM - 5:00 PM |
Wednesday | 8:00 AM - 5:00 PM |
Thursday | 8:00 AM - 5:00 PM |
Friday | 8:00 AM - 5:00 PM |